How 1-2-3 lending is different

1-2-3 lending provides creative finance solutions in Philadelphia and the tri-state area for:

  • Flips
  • Ground-up Construction
  • Long-term buy-and-holds
easy as 1-2-3

1 - easy access for fast approval

We are private lenders. We don't answer to a board, committee or group of investors. We keep things simple for fast approval. In fact, you can close your loan within days.

  • Banks can take more than a month to close – too long for a 'wholesale deal'.
  • Banks may not even consider your loan – they often require a property to be fully rehabbed before they lend. But, we see the value of your project before you begin!
timely assistance

2 - timely assistance

  • You will get responsive, reliable service from lenders who know that deals can vanish without quick funding.
  • You get a 2nd set of eyes from seasoned real estate investors – with decades of experience investing, rehabbing, flipping and land-lording. We can give you a different point-of-view and even discuss your exit strategies.
  • With knowledge of the local market, we will help with your due diligence – if it is not a good deal for you, it won't be a good investment for us!

3 - open-mind

We are receptive to any option you want to bring to the table – 1st or 2nd mortgages, cross-collateralizing... if it makes sense, we'll listen!